For most, buying their first home is an unforgettable milestone signifying great accomplishment.  However, it can take years for many people to achieve this dream because of uncertainties and confusion.  There are many reasons you might be hesitant about purchasing your first home.  Buying a home can seem like a daunting process.  You might not understand it.  You might think you won’t qualify; or your credit score is too low.  You might think you don’t have enough money.  It might be as simple as you just don’t know where to start.  These are all common apprehensions and you’ve already eliminated one of them – you’re starting in the right place!

Buying a home could certainly be a terrifying experience if you tried to do it all on your own.  That is why we enlist help from trusted professionals to guide us through the process.  Realtors®, lenders, title companies, settlement agents, home inspectors and appraisers are some of the many experts that will make your home-owning dream a reality.  Typically, if you can select just one of these professionals to start working with, such as a Realtor®, that person can refer you to everyone else you will need to organize your “team.”

I work with many trusted lenders who have experience with first time home buyers.  These lenders are not going to simply approve or reject your application.  They are going to educate you on the financial aspect of buying a home.  They will review your credit report with you line by line.  If your credit score is not where it should be, the lender will explain what you can do to raise it.  Sometimes it’s as simple as paying off a small bill that you forgot about.  Millions of people have had their credit repaired and it’s not always the lengthy and drawn out process everyone thinks it is.  Don’t just assume you won’t qualify to buy a home, let’s find out how you will.

I encourage you to complete a confidential contact form so we can talk more.  We can sit down for a full buyer’s consultation or I’m happy to simply answer your questions via phone, text or e-mail – whichever you prefer.